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Wells Fargo .com

Wells Fargo .com

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Also the banks would like you to have an established income so that they know you are going to be able to pay your loan off. There is no sense in giving someone a mortgage bill of $1,200 a month when they only make $1,000 a month. Finally banks want a down payment and this is also beneficial to you the buyer. You borrow less money and own part of the house right off the bat.

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